miniOrange Fraud Prevention product dynamically analyzes user requests and apply business security policies to application access which minimizes the risks of unauthorized access.
miniOrange Fraud Prevention complements the existing traditional access controls by using contextual elements (e.g. device, environment, identity, resource, and behavioral patterns) to allow for a more dynamic policy decision.
Risk Based Access Approach
Device ID, Location and Time of access as a factor for authentication
miniOrange supports a combination of the Device id, Location and Time of access as multi-factor authentication that can detect and block fraud in real-time, without any interaction with the user. Each method is a single tool within an overall solution.
Device ID also known as Device Authentication, Device Fingerprinting, Device Identification can provide valuable data on identity morphing, authentication and repeat fraud. We can take a digital fingerprint for your device (laptop, desktop, mobile phone - android or iPhone,browser) which is unique and act as something you have. We then compare it with the fingerprint of the device that you registered with us earlier and let you carry on your transaction only if they match.
miniOrange can only allow users coming in from a particular location to authenticate. Users from any other location are denied or challenged(KBA/OTP over alternate email) for login.
miniOrange incorporates comprehensive details about user identities and behavior—such as usernames, passwords, email address, associated devices, and more into a dynamic Persona ID. User behavior is used as a factor of authentication.
miniOrange can also only allow user to authenticate in between a particular start and end time, which reduces risk of unauthorized access.